We’re already in the Christmas spirit, and if you’re anything like us, you’re feeling the urge to shell out a little extra cash on gifts for family and friends this year. The truth is you don’t have to spend a lot of money to make it a special holiday—especially if you’re a frugal family. And we can help you cut down on your expenses and save money this holiday season, too.

Christmas is just around the corner, and you want to make sure you have all the essentials covered that you need for the holiday season. I bet you want to make sure you have enough money for gifts, or you want to make sure you can have a great Christmas dinner, or maybe you want a new pair of skis to take home this year.

Getting ready for Christmas? Here are five simple ways to save money during the holidays so you won’t have to break the bank this December.

Let the countdown begin! Christmas is just around the corner, and what a wonderful way to celebrate if you survive the year. Let’s spread love, joy and fun! Now is not the time to go into debt, so get ready for Christmas with this money saving plan and these tips. The earlier you start saving for Christmas, the better for your wallet. Here’s how to save money for Christmas in advance:

Saving for Christmas

Holidays should be a time of joy, not stress. If you follow these tips, you can have a great Christmas even on a budget.

1. Budget for the year

If you already have money set aside, it won’t seem like a burden. Set a Christmas savings goal and plan it into your monthly budget. You can open a special savings account for this purpose or keep the money in a piggy bank. Just $10 a month gets you $120 for the whole year. If you save $10 a week for 52 weeks, that’s $520! Where can you cut costs to achieve this?

2. Search offers all year round

Holidays are not always the best time to shop. Some stores even raise prices months in advance and then lower them to make buyers think they are getting a good deal. Tip: Take advantage of sales throughout the year and keep gifts in a safe place. And why not take advantage of the post-Christmas sale on jewellery and gift sets? 75% off? ! Cha-ching!

3. Make your own gifts

DIY gifts are a great way to save money. They are not expensive, but they can be very beautiful. In fact, here are some thoughtful gifts you can make yourself. Some are made of dollar store materials and don’t look cheap at all.   word-image-14835 word-image-14836 Think about it… What would your loved one think of a personalized gift basket with mint cookies, Christmas gin, homemade lemon scented soaps, etc.?

4. Don’t worry!

If you started saving too late and the bells start ringing, don’t feel bad! With these rapid changes, you can still find money for the holidays.

  1. Get a part-time job that allows you to earn extra money.
  2. Sell stuff you don’t need anymore online.
  3. Give up certain things for a while. For example, if you set aside $100 each month for entertainment, you won’t have to travel.

And to help you out, here are some unique gifts worth up to $50 that you can buy online.

5. Preferring tradition to gifts

Christmas shouldn’t just be about money. Instead of buying gifts, share memorable experiences with your loved ones. In my family, we started doing that. What could be better than putting on pajamas and lollipops, having fun, playing games, watching Christmas movies and eating treats?

Christmas savings challenge

Having a plan is a great way to start saving for Christmas. That’s why I created these free weekly Christmas savings plans to print. Just click to download the PDF file.It’s that time of the year again when we start dreaming of the holidays. And, the Christmas Savings Plan is a fun way to use your money to get the most out of your holiday spending. If you’ve been saving for a special holiday or birthday, we’ve got you covered. So, to help you plan on how much you should be saving, we’ve come up with a five-step plan that walks you through the process. (And if you’re new to the plan, we’ve also got a link to the printable cheat sheet.). Read more about monthly christmas savings plan and let us know what you think.

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